# Rowanleaf Lenders > Rowanleaf Lenders is a small-business funding broker at 140 E Main St, Lexington, SC 29072 (phone (803) 455-2971). It helps businesses in Lexington, SC; Gilbert, SC; Chapin, SC; Pelion, SC; Swansea, SC and across Lexington County, South Carolina, explore working capital loans, business term loans, lines of credit, equipment financing, inventory financing and merchant cash advances through funding partners. Rowanleaf Lenders is a small-business funding broker, not a lender: it passes a request to funding partners, and each partner reviews it and sets any terms. Approval is never guaranteed. Rowanleaf Lenders is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Rowanleaf Lenders does not arrange startup loans, SBA loans, real estate or mortgage loans, factoring, trucking funding or agriculture funding, and makes no same-day or no-credit-check offers. Key facts: - Business type: small-business funding broker (not a lender) - Address: 140 E Main St, Lexington, SC 29072, United States - Phone: (803) 455-2971 - Apply: https://rowanleaflenders.com/apply/ - Places: Lexington, SC; Gilbert, SC; Chapin, SC; Pelion, SC; Swansea, SC and all of Lexington County, South Carolina - Language: English ## Funding options - [Types of Business Loans for Lexington, SC Auto Repair Shops and Gas Stations](https://rowanleaflenders.com/business-loans/): Match the bill to the repayment shape: lump sum, revolving line, machine-secured financing, stock financing or a card-sales advance. - [Working Capital Loans for Auto Repair Shops and Gas Stations in Lexington, SC, Week to Week](https://rowanleaflenders.com/business-loans/working-capital/): Short-term money for operating bills. Size it from the gap in dollars and days, then compare total cost across offers. - [Business Term Loans in Lexington, SC for Expansions by Auto Repair Shops and Gas Stations](https://rowanleaflenders.com/business-loans/term-loans/): One amount, one schedule. Suits a purchase with a set price; costs that recur suit a credit line. - [Business Lines of Credit in Lexington, SC for Auto Repair Shops and Gas Stations](https://rowanleaflenders.com/business-loans/line-of-credit/): A revolving limit for costs that repeat. Compare the drawn-interest cost with a term loan before choosing. - [Inventory Financing for Auto Repair Shops and Gas Stations Around Lexington, SC](https://rowanleaflenders.com/business-loans/inventory-financing/): Money tied to goods on hand. Know how a partner counts and values the stock before comparing offers. - [Equipment Financing in Lexington, SC: Kitchen Lines, Shop Lifts and Dental Chairs](https://rowanleaflenders.com/equipment-financing/): The machine secures the money. Choose between a loan, a finance agreement and two kinds of lease by how the deal should end. - [Merchant Cash Advances for Auto Repair Shops and Gas Stations in Lexington, SC: Read This First](https://rowanleaflenders.com/merchant-cash-advance/): Money now, taken back a slice of each card batch at a time. The factor fixes the price; the holdback decides how long it runs. ## Industries - [Lexington, SC Restaurant Loans: Fryers, Dish Machines and a Second Location](https://rowanleaflenders.com/industries/restaurants/): Restaurant loans in Lexington, SC: equipment financing for ranges, fryers and dish machines; working capital for food orders and payroll; a merchant cash advance for card-heavy kitchens. Counted in Lexington County, SC for 2023 (CBP): 246 full-service and 264 limited-service restaurant establishments with payrolls. - [Medical Practice Loans in Lexington, SC: Ultrasound Units, Lab Analyzers and Claim Delays](https://rowanleaflenders.com/industries/medical-practices/): Medical practice loans in Lexington, SC: a credit line or working capital for claim delays and provider hiring, equipment financing for ultrasound units, lab analyzers and EHR hardware, and term financing for a second office. The county figure behind it: 162 physician office establishments with paid staff in Lexington County, SC, 2023 (CBP). - [Dental Office Loans in Lexington, SC: Sterilizers, Milling Units and Lab Bills](https://rowanleaflenders.com/industries/dental-practices/): Dental office loans in Lexington, SC: equipment financing for chairs, intraoral scanners, sterilizers and milling units; working capital for lab bills and a practice transition; a credit line for imaging upgrades. Lexington County, SC, for scale: 129 dental office establishments with payrolls (CBP 2023). - [Lexington, SC Salon Business Loans: Pedicure Chairs, Styling Stations and Product Orders](https://rowanleaflenders.com/industries/salons/): Salon business loans in Lexington, SC: equipment financing for chairs, dryers, pedicure chairs and dust collectors; working capital for product orders and payroll; a merchant cash advance for card-heavy salons. Lexington County, SC counts for 2023 (CBP): 79 beauty salon, 18 nail salon and 3 barber shop establishments. - [Lexington, SC Gym Business Loans: Spin Bikes, Treadmills and a Second Studio](https://rowanleaflenders.com/industries/gyms-and-fitness-studios/): Gym business loans in Lexington, SC: equipment financing for treadmills, spin bikes, racks and cable machines; term financing for studio fixtures, a second studio or buying an existing gym; a credit line for uneven months. County Business Patterns place 41 fitness and recreational sports center establishments with payrolls in Lexington County, SC for 2023. - [Lexington, SC Business Loans for Retail: POS Systems, Signage and Supplier Terms](https://rowanleaflenders.com/industries/retail/): Business loans for retail in Lexington, SC: inventory financing for stock, a credit line for supplier terms, term financing for a storefront upgrade or a second storefront, and a merchant cash advance for card-heavy shops. Retail trade counted 1,205 employer establishments across Lexington County, SC in 2023, per County Business Patterns. - [Lexington, SC Financing for Contractors: Work Trucks, Skid Steers and Bonding-Ready Cash](https://rowanleaflenders.com/industries/construction/): Financing for contractors in Lexington, SC: equipment financing for work trucks, skid steers and job-site trailers; working capital and a credit line for progress-billing and retainage gaps; term financing for large materials buys. The 2023 County Business Patterns show 817 construction establishments with payrolls in Lexington County, SC. - [Auto Repair Shop Loans in Lexington, SC for Scan Tools, Wheel Balancers and Vehicle Lifts](https://rowanleaflenders.com/industries/auto-repair/): Auto repair shop financing in Lexington, SC: equipment loans for lifts, scan tools, alignment racks and balancers; working capital for tire stock and tool upgrades; a credit line for technician payroll; term financing to buy an existing shop. County Business Patterns counted 184 establishments under Automotive Repair and Maintenance (NAICS 8111) in Lexington County, SC for 2023. - [Lexington, SC Landscaping Equipment Financing: Skid Steers, Zero-Turn Mowers and Crew Payroll](https://rowanleaflenders.com/industries/landscaping/): Landscaping company financing in Lexington, SC: equipment loans for skid steers, zero-turn mowers and trailers; working capital for hiring a crew; a credit line for truck upfits and new-contract costs; term financing for large sod and plant orders. In 2023 Lexington County, SC had 112 establishments under Landscaping Services (NAICS 561730), per County Business Patterns. - [Lexington, SC Daycare Center Financing: Nap Cots, Cribs and Classroom Furniture](https://rowanleaflenders.com/industries/daycare-centers/): Daycare financing in Lexington, SC: equipment loans for cots, cribs, classroom furniture and vans; working capital for payroll and enrollment gaps; term financing for a second location. County Business Patterns listed 59 establishments under Child Day Care Services (NAICS 624410) in Lexington County, SC for 2023. - [Lexington, SC Hotel Loans: Laundry Equipment, Keycard Systems and Linen Stock](https://rowanleaflenders.com/industries/hotels-and-motels/): Hotel and motel financing in Lexington, SC: equipment loans for laundry machines, keycard locks, TVs and breakfast equipment; term financing for guest room furniture and brand-required room items; working capital for payroll and linen stock. Property purchases are not offered. In 2023 County Business Patterns counted 52 establishments under Traveler Accommodation (NAICS 7211) in Lexington County, SC. - [Manufacturing Equipment Financing in Lexington, SC for Welding Cells, Forklifts and Tooling](https://rowanleaflenders.com/industries/manufacturing/): Manufacturing financing in Lexington, SC: equipment loans for welding cells, forklifts and CNC machines; term financing for tooling, dies and molds; working capital and a credit line for shift payroll and a line upgrade; inventory financing for raw material. Lexington County, SC counted 181 establishments under Manufacturing (NAICS 31-33) in 2023, per County Business Patterns. - [Lexington, SC Business Loans for Real Estate Agents: Signage, CRM Software and a Second Office](https://rowanleaflenders.com/industries/real-estate-agents/): Real estate office financing in Lexington, SC: equipment financing for signage, cameras and computers; working capital and a credit line for listing marketing and agent recruiting; term financing for an office move or a second office. Loans on homes, land or buildings are outside this site. In 2023 Lexington County, SC had 138 establishments under Offices of Real Estate Agents and Brokers (NAICS 5312), per County Business Patterns. - [Lexington, SC Accounting Firm Loans: Servers, Workstations and Software Upgrades](https://rowanleaflenders.com/industries/accounting-firms/): Accounting firm financing in Lexington, SC: equipment financing for servers and workstations; term financing to buy a practice, merge firms or move offices; a credit line for staff payroll while receivables are outstanding. Also for consulting and engineering firms. County Business Patterns counted 114 establishments under Accounting, Tax Preparation, Bookkeeping, and Payroll Services (NAICS 5412) in Lexington County, SC for 2023. - [Business Loans by Industry for Auto Repair Shops, Gas Stations and More in Lexington, SC](https://rowanleaflenders.com/industries/): Lexington County, SC trades in four groups, with 2023 County Business Patterns counts for veterinary, gas station, insurance, other health and electrical businesses. A request goes to funding partners. No property loans, trucking or agriculture. ## Tools and calculators - [Lexington, SC Small Business Guides for Auto Repair Shops and Gas Stations](https://rowanleaflenders.com/resources/): A payment calculator, a documents checklist for HVAC contractors, a business plan outline for quick-service restaurants and a filings list, plus SBDC and SBA offices. Rowanleaf Lenders passes requests to funding partners. - [Working Capital Term Loan Calculator for Lexington, SC Restaurants and Shops](https://rowanleaflenders.com/resources/working-capital-term-loan-calculator/): Three inputs, three results. Real offers can differ, so use the results to compare, not to predict. ## Communities near Lexington, SC - [Business Loans in Lexington, SC for Quick-Service Restaurants, Auto Repair Shops and the Rest of Lexington County, SC](https://rowanleaflenders.com/lexington-sc/): A Lexington, SC funding request goes to funding partners, who decide on it. Lender types, uses by trade, and checklists for a building, a restaurant purchase and an office lease. No property loans. - [Business Loans Near Lexington, SC: Lexington County, SC Towns, Auto Repair Shops and Gas Stations](https://rowanleaflenders.com/service-areas/): Gilbert, Chapin, Pelion and Swansea are towns in Lexington County, SC. Each ZIP covers far more land than its town, so the figures here are ZIP figures. A business in any of the four reaches funding partners the same way as one in Lexington, SC. ## Company - [Small Business Loans for Lexington, SC Auto Repair Shops, Gas Stations and Insurance Agencies](https://rowanleaflenders.com/): A funding request for a Lexington, SC business: pick the product that matches the bill, call or use the form, and let a funding partner review it and set any terms. - [How Lexington, SC Auto Repair Shops and Gas Stations Move a Business Loan Request to a Decision](https://rowanleaflenders.com/how-it-works/): Start by phone or form, answer the partner's questions, then compare any offer on total cost before accepting. - [Lexington, SC Business Loan Questions for Gas Stations and Insurance Agencies](https://rowanleaflenders.com/faq/): Answers that say what a funding partner decides and what an owner can look at before a request. - [About Rowanleaf Lenders: Business Funding for Quick-Service Restaurants and Auto Repair Shops in Lexington, SC](https://rowanleaflenders.com/about/): Rowanleaf Lenders passes Lexington, SC funding requests to funding partners; each partner reviews, sets any terms and decides. - [Contact Rowanleaf Lenders: Business Loan Questions and Answers for Lexington, SC Quick-Service Restaurants](https://rowanleaflenders.com/contact/): Call (803) 455-2971 or send the form; ask each funding partner for the total cost, the payment schedule and the early-payoff rules. - [Business Loan Application for Lexington, SC Gas Stations and Insurance Agencies](https://rowanleaflenders.com/apply/): Send the form or call; a funding partner reviews the request, can ask for records and decides. - [Disclosures for Rowanleaf Lenders, Lexington, SC](https://rowanleaflenders.com/disclosures/): Rowanleaf Lenders passes requests to funding partners and makes no credit decisions; partners set every term. ## Optional - [Full text of every page](https://rowanleaflenders.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://rowanleaflenders.com/sitemap.xml)